Today’s consumer mindset is steeped in common sense and careful decisions. When making a purchase, individuals aren’t looking to accumulate “stuff.” They’re looking to buy an experience. That experiential purchasing behavior is especially true when it comes to selecting items for the home. Current home decorating is not about flashy, over-the-top design; rather, it’s about decorating for real life – a home that’s smaller, more well-equipped and custom-made for its owners’ lifestyles.

“Homeowners are getting back to basics,” says Rebecca Kolls, senior director, consumer strategist of home and garden, Iconoculture, a leading consumer trends advisory firm which presented at Moen Incorporated’s INSPIRE Design Seminar. “They are putting roots down and investing in items to increase their quality of life.”

How are homeowners making their spaces more practical and livable for the long term? What exactly are the hot trends for 2012? Kolls points to several distinct ideas, including: practicality, rightsizing, style-telling and universal design.

Practical and perfectly sized homes
Today’s average new home is smaller than those from recent years at 2,135 square feet. It emphasizes inviting, livable spaces, and downplays the formal, untouched rooms of yesterday. Despite a decrease in overall square footage, kitchens are growing, homeowners are adding more porches, ditching the conventional living room concept and embracing fewer – yet larger – rooms.

To fill those rooms, homeowners are looking for products that provide function, as well as fashion. They are no longer buying for the sake of buying. “The first question consumers are asking is, ‘Do I need this or do I want this?’” says Kolls. They’re looking for more practical solutions for everyday life, like items that promote health and overall well-being, versus over-the-top indulgences.

Instead of one purely decorative element, homeowners are springing for more affordable luxuries with experiential benefits. In the bedroom, these purchases include new mattresses for increased comfort and a better night’s sleep, plus items like improved lighting and window coverings that facilitate a gentle transition from sleeping to waking. Bathroom remodels include items like towel warmers, steam showers and multiple body spray outlets that promote relaxation and spa-like indulgence. Moen Flushmount Body Sprays are especially appealing to the remodeling consumer looking for added wellness benefits: Each body spray is equipped with an adjustable spray face, allowing the user to position the water sprays exactly where he or she desires by pivoting up to 20 degrees in any direction, for the ultimate in customized relaxation and rejuvenation.

Style-telling solutions
Gone are the days of perfectly-matched rooms and pristine homes. Today’s homeowners are looking to tell a story through their decorating, with pieces that put a personal stamp on their spaces. People are stylizing the most-used room in the home – the kitchen – by adding workstations, artwork, photography and more furniture-like cabinetry enhanced by decorative cabinet knobs and pulls, like those offered by Moen.

Homeowners mix-and-match more now than ever before, complementing a great-grandmother’s antique dining room table with modern, geometric dinnerware; putting vintage photos into new stainless steel frames; storing K-cup coffee pods in antique coffee bins. “Homeowners are adding pieces that make sense: items that enhance their experience and put a personal stamp on a room,” Kolls says.

Flexible design
Baby boomers are the first generation to collectively fight aging. These individuals are caring for their parents, their children, and even their grandchildren, all while making plans for their own future. Boomers want to spend the rest of their lives in their own home and they’re looking for universally designed products to help them do just that. In the bath, boomers are incorporating ADA-compliant products, like new Weymouth lever-handle faucets and custom showering options from Moen. The Weymouth collection brings elaborate, traditional styling to the bath, plus reliable, nearly effortless operation for individuals of all ages and abilities.

In addition to more accessible everyday items, homes with several generations under one roof are also utilizing technology to help keep all members of the family safe and well. In fact, according to Kolls, wireless home health monitoring technologies are expected to grow by $4.4 billion by the year 2013. Smart mirrors that can monitor day-to-day health, including changes in appearance, plus alerts that report whether an aging parent has commenced his or her daily routine, are just a couple of examples of how technology is bringing additional security and flexibility to the lives of caregivers.

Today’s home may have a smaller footprint, but it is much more personal and memorable than houses of the past. Families are spending more time in the home and incorporating multiple generations under one roof, which makes for richer design – and even richer experiences – than ever before.

Say goodbye to the McMansion. According to a leading real estate website, Trulia.com, 2010 was officially the year that homes over 3,200 square feet ended their dominance and appeal. But don’t think that downsizing means downgrading. In fact, homeowners are looking to upsize their amenities to help them enjoy every inch of their homes.

And, while many different generations are following this trend, Boomers are a unique group, looking to enjoy their smaller nest now that the kids have flown the coop – yet ensure that their homes are filled with the many amenities they’ll require for their golden years.

Anything but basic baths
While they may purchase a smaller floor plan, mature adults are looking for ways to turn ordinary rooms into extraordinarily indulgent experiences. In the bath, that means the ultimate spa experience – from elaborate showers to heated floors and towel warmers. But when it comes to the bathroom, it’s just as important to keep it safe. Luckily, safe can also equate to stylish. Try installing comfortable seating for the shower with a beautiful fold-down shower seat made of teak and aluminum; or updating common bath accessories such as a paper holder, towel bar or shelf with a new integrated version that combines each accessory with a grab bar for added safety.

“Our goal is to make every bath a safe bath. And, for savvy homeowners looking to incorporate safety at any age, it’s essential we provide products to meet their safety and style requirements,” says Laurie Birko, Moen Home Care brand manager. “Our newest products, such as our Fold-Down Shower Seat and Grab Bars with Accessories look like decorative pieces rather than safety devices, so homeowners no longer have to choose between safety or style … they can have both.”

Kitchens that cook … and more
Different generations have very specific desires in terms of creating a kitchen to meet their needs, and according to findings from the Research Institute for Cooking and Kitchen Intelligence, boomers are looking for kitchens with amenities that will assist with entertaining. These upgrades may include cooktops with special-purpose features, such as a built-in grill or wok; commercial or professional-grade appliances; a built-in coffee pot connected directly to plumbing or an oven that dramatically reduces cooking times without microwaves.

Bedrooms that sizzle
Mature adults still know how to spice up their bedroom with hot amenities, including fireplaces, heated mattress pads and large-capacity warming cabinets for blankets, robes, towels and clothing. Convenience-based bedroom trends include a laundry room off of the master suite, remote-controlled window treatments and voice controlled lighting and electronics, making your mature boudoir much more magical than your childhood bedroom.

The greater outdoors
No-mow lawns have sprouted up as a time-, water-, fuel- and money-saving alternative to the traditional lawn. These lawns have been around for over a decade in parks and other public spaces. Now they’re catching on with homeowners – particularly with the growing population of second-homeowners who don’t want to spend their precious getaway weekends mowing the lawn. They’re also becoming popular with mature adults who are simply tired of the rigors and high cost of constant lawn upkeep.

For homeowners in colder climates who are tired of the hassles and hazards of snow removal, driveway heating systems are an ideal amenity. Radiant driveway heating systems provide heat similar to indoor in-floor heating systems. Heat is delivered with either electric cable (electric systems) or by hot water pumped through plastic tubing (hydronic systems) compacted in the surface. Most driveway heating systems have automatic smart sensors that turn the systems on when it begins to snow, providing great consistency and reliability for snow removal, whether you’re home or not.

And, with safety always a concern – both indoors and out – driveway heating systems are not only convenient; these systems are potentially lifesavers, helping prevent heart attacks, frostbite and back pain commonly associated with snow removal. Driveway heating also helps reduce injuries due to slips and falls, and possibly liability due to such accidents.

Regardless of the size of your home, whether you build new or buy used, filling your empty nest with hot amenities will help to make your golden years as good as gold. For more information about Moen Home Care bath safety products, visit www.moen.com.

The baby boomer generation makes up an estimated 76 million people – roughly one-fourth of the U.S. population. This means that either you or someone you love is part of this aging group. According to Eye on the Boomer, a recent survey by the Ocular Nutrition Society, almost as many baby boomers say they worry about losing their vision as those that say they worry about having heart disease or cancer. What’s more, 78 percent of those surveyed ranked vision as the most important of the five senses. Yet, more than half of the survey respondents ages 45-65 said they don’t typically have a recommended annual eye exam, and even fewer are aware of important nutrients that can play a key role in eye health.

Experts recommend that disease prevention, including lifestyle modification, attention to dietary intake and vitamin supplementation must become a greater focus of primary vision care. Studies indicate that proper nutrition promotes healthy eyes, however many American diets are found to be deficient of the critical nutrients that help protect eye health.

“If people are at risk for heart disease they typically make lifestyle modifications,” says Dr. Jeffrey Anshel, president of the Ocular Nutrition Society. “This survey found that people are as concerned about their eyes but do not know the simple steps they can incorporate into their daily lives to take care of them.”

* Vitamin supplements can be used for your eyes, too
While people take a variety of different supplements to support their health, vitamins specifically formulated to help protect the eyes are often not in the mix – and for many people, they should be. While more than half of those surveyed are taking supplements to protect their joints, bones or heart health only 18 percent say they take supplements to support their eye health.

“As we grow older, the need for certain vitamins and nutrients to support the eye increases – the survey revealed low awareness of these essential nutrients,” says Anshel of nutrients like omega-3 fatty acids, lutein and zeaxanthin. He adds that there is a “need for greater education on the lifestyle modifications that baby boomers can incorporate into their daily lives, including proper nutrition, to help safeguard eye health as they age.”

To help protect eye health as they age, Anshel recommends people aged 45-65 take the following steps:

* Stop smoking, exercise regularly and wear sunglasses with UV protection
* Make an annual appointment with an eye doctor
* Eat foods rich in eye healthy nutrients, such as tuna or salmon for omega-3s and spinach, kale and broccoli containing lutein and zeaxanthin
* To help overcome shortfalls in the diet consider a vitamin supplement specifically-formulated for eye health

To learn more about the Eye on the Boomer survey as well as eye health, please visit ocularnutritionsociety.org.

When it comes to financial planning, making smart investments and planning for the future aren’t your only fiduciary considerations. You also want to be sure you’re getting the most out of the money you spend on the process.

Estate planning is an important component of your overall financial plan, regardless of your age, income or size of your estate. If you own property and have heirs, you need to think about estate planning. To do the job well, you’ll need the help of a team of professional accredited estate planners such as a certified public accountant, a lawyer, insurance professionals and financial planners, and trust officers.

Professional fees can add up if you don’t manage time well, so it’s important to prepare for every meeting with your estate planning team members. It’s a great time to think about how you can maximize the value of the time you spend with your estate planning team.

Throughout the week, the National Association of Estate Planners & Councils (NAEPC) will provide a series of free estate planning webinars at its site www.estateplanninganswers.org.

The NAEPC offers this advice on how to have productive working relationships with your planners:

* Before meeting with a professional, gather all your personal and financial information, make lists of your current financial advisers, assets and liabilities, collect financial documents such as retirement plans, life insurance policies, property deeds, partnership and business agreements and your income tax returns for the past two years.

* Write out your own personal goals, concerns and ideas. Identify people whom you would like to have inherit your property when you die, and specify what you would like to leave each. Make note of any special needs or situations, such as a dependent child or a spouse whose disability will prevent him or her from working. Identify people you would like to name as guardian for minor children, as well as an executor for your will.

* Seek out the right professionals. You’ll find any number of people who profess to be estate planners, but NAEPC designees complete rigorous educational requirements for estate planning and adhere to a strict code of ethics. To find an accredited estate planner, visit the association’s website, www.estateplanninganswers.org.

* Bring your notes and all the information you’ve gathered with you to your meeting. Being prepared can save you hours of billable time. Discuss your overall goals and find out how each professional can help you meet them. Ask for a list of the specific documents he or she will prepare for you.

* Realize that estate planning is an ongoing process. You should update your estate plan every few years or any time you experience a major life change, such as the birth of a child, marriage, divorce or death of a spouse or parent.

* Finally, once you’ve prepared for your loved ones’ financial future, don’t forget to take care of their emotional well-being. Estate plan documents are dry and technical, and they won’t communicate your emotions to those you leave behind. Consider writing a letter to your spouse and family expressing your final thoughts and feelings. Keep the letter with key financial paperwork and make sure your loved ones know where to locate these items.

To learn more about estate planning, visit the NAEPC Education Foundation’s public awareness website www.EstatePlanningAnswers.org.